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A new model shared ownership lease aimed at creating more certainty for lenders and more clarity for purchasers of New Build HomeBuy property has been created by the HCA.
The revised model lease, which will be adopted by all lenders and housing providers, will come into force from 6 April 2010.
The HCA believes the lease will not only simplify and speed up the home buying process but, at a time of financial caution, will assure existing lenders of shared-ownership mortgages. As economic conditions improve the revised lease should help to encourage new lenders into the shared ownership market.
Read more about the shared ownership lease